Clinical psychologist vs psychologist: which for your child?

EarlyBloom Editorial Team · 7 min read

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Key takeaways

  • Every psychologist in Australia is registered with the Psychology Board. A clinical psychologist also holds an endorsement in clinical psychology.
  • The endorsement needs a Masters or Doctorate in clinical psychology plus supervised practice. It is not a separate specialist register, and it is not based on career experience.
  • Medicare pays more per session for a clinical psychologist: $149.05 for 50 minutes or more, compared with $101.55 for a psychologist.
  • Your child can get up to 10 individual Medicare-rebated sessions each calendar year in total, across both kinds, with a referral from your usual GP, a paediatrician or a psychiatrist.
  • Psychologists have different skills, experience and expertise, so ask about their qualifications and how they will work with your child. An educational and developmental psychologist works primarily with children, parents, carers and teachers.

A clinical psychologist is a psychologist with general registration who also holds an endorsement in clinical psychology, which needs an accredited Masters or Doctorate and Board-approved supervised practice. Both are eligible for Medicare-rebated sessions with a referral, but Medicare pays more for a clinical psychologist: $149.05 for a session of 50 minutes or more, compared with $101.55.

The title changes the Medicare rebate per session. It does not tell you how much experience the psychologist has with children your child's age. This page explains what the title means, what Medicare pays for each, and the questions to ask before you choose.

What "clinical" adds to a psychologist's registration

Every psychologist who practises in Australia must be registered with the Psychology Board of Australia, one of the national boards under Ahpra. Some psychologists then add an area of practice endorsement. Clinical psychology is one of nine endorsements. The others include counselling, health, forensic, and educational and developmental psychology.

To get an endorsement, a psychologist must already hold general registration. They also need an accredited Masters or Doctorate in that area, at sixth-year level or higher, and a period of supervised practice in a Board-approved registrar program. Some psychologists gain general registration through a 4+2 or 5+1 internship pathway. They can complete an approved one-year postgraduate qualification and the registrar program, and then apply for an endorsement.

The Psychology Board of Australia says an endorsement is different from specialist registration. The Australian Psychological Society notes that the Board also said an endorsement is not based on experience gained during a career. Psychologists have different skills, experience and expertise, and one who suits another family may not suit yours.

Sources: Psychology Board of Australia (registration; endorsement; pathways to endorsement); Australian Psychological Society (types of psychologists; area of practice endorsement pathway).

Clinical psychologists and the endorsement focused on children

The Australian Psychological Society describes clinical psychologists as trained in the assessment and diagnosis of mental illness and psychological problems. It says they treat mental health conditions that range from mild to severe and complex.

Educational and developmental psychologists say they work "primarily" with children, parents, carers and teachers. Parents come to them about a child's development, behaviour, disability or learning difficulties.

Psychologists with general registration and psychologists with an endorsement can help children with:

  • anxiety and depression
  • behaviour that is hard to manage, and trouble with feelings and getting on with others
  • assessments when you have concerns about learning, ADHD or autism
  • problems with sleep or using the toilet
  • grief and trauma
  • difficulties getting on with family members or other children

Psychologists cannot prescribe. If your child might need medicine, the psychologist can refer you to your GP, a paediatrician or a psychiatrist.

Sources: Australian Psychological Society (clinical psychologists; educational and developmental psychologists); Raising Children Network (psychologists).

What Medicare pays for each, per session

Medicare pays a higher rebate for a clinical psychologist. The rebate also depends on how long the session runs. These are the Medicare Benefits Schedule amounts for an individual session in the psychologist's rooms. The MBS fees and rebates were last updated on 1 July 2026.

Who your child seesSession lengthMBS itemMedicare rebate
Clinical psychologist30 to 49 minutes80000$101.55
Clinical psychologist50 minutes or more80010$149.05
Psychologist20 to 49 minutes80100$72.00
Psychologist50 minutes or more80110$101.55

Two things follow from this table. A 50-minute session with a psychologist gets the same rebate as a 30-minute session with a clinical psychologist. And the rebate is not the price. Each psychologist sets their own fee, so ask what you will pay after the rebate before you book. Fees vary between practices, so the higher rebate does not always mean a lower gap.

Medicare also pays for individual sessions by video, and some by phone if video is not available, when the psychologist judges this safe and clinically appropriate.

You can check any item on MBS Online (opens in a new tab). For rebates on other therapies, see our guide to Medicare rebates for child therapy.

Sources: MBS Online (items 80000, 80010, 80100, 80110); Services Australia (mental health care and Medicare; allied health referrals for mental health treatment services).

A parent reads through paperwork at a kitchen table

How the Medicare referral works for a child

The referral rules are the same for both kinds of psychologist. You do not need a referral to book a psychologist privately. You need one to claim Medicare. It can come from:

  • your child's usual GP, or another GP at the practice you usually visit, under a Mental Health Treatment Plan. If your child is enrolled in MyMedicare, the referral must come from that practice.
  • a paediatrician, by direct referral
  • a psychiatrist, by direct referral or under a psychiatrist's management plan

The first referral covers up to 6 sessions. If your child needs more, the doctor reviews progress and can refer again. Your child can claim up to 10 individual and 10 group sessions each calendar year. A Mental Health Treatment Plan does not expire, so you do not need a new one each year.

If your child talks about hurting themselves or about suicide, get help the same day. If they are in immediate danger, call 000. You can call Lifeline on 13 11 14, and your child can call Kids Helpline on 1800 55 1800.

Our article on when to see a child psychologist covers the signs to watch for and what happens at the first appointment.

Sources: Services Australia (mental health care and Medicare; allied health referrals for mental health treatment services; requirements of a mental health treatment plan); Raising Children Network (psychologists).

Questions to ask before you choose

A psychologist's title tells you about their training. These questions help you judge whether they suit your child. Raising Children Network suggests finding out about waiting lists, the type of therapy, costs and qualifications before the first visit.

  • How will you work with my child, and with us?
  • Have you worked with this concern before? Name it, for example worry, challenging behaviour, trouble sleeping or a possible autism assessment.
  • Which endorsement, if any, do you hold? For a development or learning question, an educational and developmental psychologist may be the closest match.
  • What is the fee, and what is the gap? Ask for the fee for the session length you will book.
  • How long is the wait? Ask for ideas to try at home before the first session.
  • Are sessions in person, by telehealth, or both?

While you wait, see your GP if your child's mental health or behaviour worries you, or if your child loses skills they once had. Do not wait for the first appointment. If you go on a waiting list, tell your GP how long it is. If it is an emergency, call 000 or go to the nearest hospital emergency department.

You can confirm any psychologist's registration and endorsement on the Ahpra register of practitioners (opens in a new tab).

When you have your questions ready, compare child psychologists near you. Each listing shows services, the suburb and whether the practice offers telehealth.

Sources: Raising Children Network (psychologists); Psychology Board of Australia (endorsement); Australian Psychological Society (educational and developmental psychologists); Services Australia (mental health care and Medicare); NSW Health (Learn the Signs).

Where this fits: worry, behaviour and learning

If your child is anxious, low or struggling with behaviour, your GP is a good first stop and can refer you to a psychologist under a Mental Health Treatment Plan. Our worry, anxiety and mood hub and behaviour challenges hub explain the signs and the other supports to consider. If the question is about reading, writing or numbers, start with the learning difficulties hub. The child psychology services page lists psychologists by state and suburb.

If behaviour is the main worry, our guide to finding a child behaviour therapist covers psychologists and NDIS behaviour support practitioners.

Find a child psychologist

Before you book, check the psychologist's registration and endorsement on the Ahpra register, the fee and the gap, and the wait.

Find a child psychologist near you

Sources

  1. www9.health.gov.au/mbs/fullDisplay.cfm (opens in a new tab)
  2. www9.health.gov.au/mbs/fullDisplay.cfm (opens in a new tab)
  3. www9.health.gov.au/mbs/fullDisplay.cfm (opens in a new tab)
  4. www9.health.gov.au/mbs/fullDisplay.cfm (opens in a new tab)
  5. servicesaustralia.gov.au/mental-health-care-and-medicare (opens in a new tab)
  6. servicesaustralia.gov.au/allied-health-referrals-for-mental-health-treatment-services (opens in a new tab)
  7. servicesaustralia.gov.au/requirements-mental-health-treatment-plan (opens in a new tab)
  8. psychologyboard.gov.au/Registration.aspx (opens in a new tab)
  9. psychologyboard.gov.au/Endorsement (opens in a new tab)
  10. psychologyboard.gov.au/Endorsement/FAQ.aspx (opens in a new tab)
  11. psychologyboard.gov.au/Endorsement/Pathways-to-endorsement (opens in a new tab)
  12. psychology.org.au/psychology/about-psychology/types-of-psychologists (opens in a new tab)
  13. psychology.org.au/psychology/about-psychology/types-of-psychologists/clinical-psychologists (opens in a new tab)
  14. psychology.org.au/psychology/careers-and-studying-psychology/studying-psychology/area-of-practice-endorsement-pathway (opens in a new tab)
  15. psychology.org.au/psychology/about-psychology/types-of-psychologists/educational-and-developmental-psychology (opens in a new tab)
  16. raisingchildren.net.au/guides/a-z-health-reference/psychologist (opens in a new tab)
  17. ahpra.gov.au/Registration/Registers-of-Practitioners.aspx (opens in a new tab)
  18. health.nsw.gov.au/kidsfamilies/MCFhealth/child/Pages/learn-the-signs.aspx (opens in a new tab)

Need psychology support?

Browse psychology providers on EarlyBloom by state and suburb.

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Frequently asked questions

Is a clinical psychologist better than a psychologist for a child?

Not on its own. The Psychology Board says an endorsement is different from specialist registration, and the APS notes it is not based on career experience. Both can treat children. Ask about their qualifications and how they will work with your child.

How much does Medicare pay for a child psychologist session?

For a session of 50 minutes or more, Medicare pays $149.05 for a clinical psychologist and $101.55 for a psychologist. The psychologist sets the fee, so you may pay a gap.

Do I need a referral to see a psychologist?

No. You can book a psychologist privately. To claim Medicare, you need a referral from your usual GP, or another GP at the practice you usually visit, under a Mental Health Treatment Plan. A paediatrician or psychiatrist can also refer directly.

Does Medicare pay for telehealth psychology sessions?

Yes. Medicare pays for individual sessions by video, and some by phone if video is not available, when the psychologist judges this safe and clinically appropriate.

How do I check a psychologist's qualifications?

Search the Ahpra register of practitioners. It shows whether the psychologist is registered and which area of practice endorsement they hold, if any.

About the author

EarlyBloom Editorial Team

The EarlyBloom Editorial Team writes plain-English guides for Australian parents. Every fact comes from Australian health, education and government sources, and each claim is checked against the source before publishing. A person reviews every article before it goes live. We give general information, not medical advice: talk to your GP or a health professional about your child.

General information, not medical advice. Talk to a health professional about your child.